i AM SCARED TO EVEN SET UP THIS TANK NOW....
Nah, don't be freaked out. Just be careful and
do your homework. A 110 is also much taller than a 125 = more load per SF. Not saying everything is cool with the 125, just saying it isn't as bad as a 110 from a weight distribution prospective.
Apartment units with elevated post-tension concrete decks don't concern me. Wood framing does.
Here's a good article I scanned through a while back when I was looking for design criteria on residential concrete frames. This is specifically regarding wood framing and does a good job explaining things in layman's terms.
http://badmanstropicalfish.com/articles/article28.html
Asking "will my floor support this tank?" on a forum to a bunch of folks who have not seen your house is not a good idea. I see it all the time on other forums and think that people are nuts for asking or answering something like that.
What size joists are they and what spacing are they at?
How far from he column/load bearing wall will the load be positioned?
How are the joists tied into the main beam?
I have a degree in structural engineering and do not like to answer this question for people unless I have seen how their floor is constructed.... even then unless it's concrete, I still don't like to give folks a definitive yes or no.
It's a lot of responsibility and I am not a Professional Engineer.
All of my big tanks are on the basement concrete slab for a reason. Maybe they'll be fine upstairs, but I enjoy the peace of mind of not having to worry about it.
If it were me, I would either put it in the basement or do something like John or Matthew said... build up load bearing walls/install floor jacks or install additional joists between beams under the tank. Either way would make me sleep better at night.
Overkill is a good thing when it comes to engineering.